Vacation and Second Homes – Simplifying the Mortgage Process

If you’re dreaming of expanding your horizons with a vacation property or second home, we have the perfect mortgage solution for you.

Unlock the Possibilities for Your Dream Vacation or Second Home

Life Evolves, Families Grow, Needs Change

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At Huber Mortgage, I understand that as your life evolves and your family grows, your needs change too.

Whether you’re seeking a second home closer to work to minimize your commute or a serene cottage by the lake for a change of scenery, finding the right mortgage fit at the best rate can make all the difference in turning your dreams into reality.

Discover Our Simple and Stress-Free Second-Mortgage Experience

Requirements for Second Homes:

Single family dwellings that resemble typical home residences
Must have year-round access and be suitable for year-round use, including heating and fully-serviced water supply
Occupied by the owners for a portion of the year or by a family member living rent-free
High-ratio financing (as little as 5% down) available through Sagen and Canada Guaranty
Conventional mortgages (at least 20% down) follow regular application policy
Additional restrictions, such as price ceilings, may apply

Let me help you create a strategy so you make an informed, long-term and financially advantageous decision.

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Requirements for Vacation Homes:

High-quality properties with year-round road access
Equipped with residential-standard water, septic system, electrical, and heating facilities
Primarily used for recreational purposes
Additional restrictions may apply for second properties, particularly those with seasonal access, lack of winterization, or limited plumbing

When assessing whether a second home or vacation home is a good idea or not, we need to strategize and ensure that any costs are outweighed by the benefits.

Again, decisions need to be informed, long-term and financially advantageous for you.

Unlock Savings with Lower Rates

Securing a lower mortgage rate can make a significant difference in making your second home or vacation property more affordable.

At Huber Mortgage, we leverage our strong relationships with over 50 accredited lenders to negotiate the best rates on your behalf.

Simple and Stress-Free Second-Mortgage Experience

I specialize in making the mortgage process simple and stress-free for your vacation or second home; saving you time and money, ensuring a seamless experience that leaves you with a smile.

If You Have Questions, Let’s Chat Today!

Start The Second or Vacation Home Purchase Process

Super-Fast Qualification Times

If you’re looking to buy, it’s crazy-easy to start the process with us.

You can connect via email, text or give me a call (250-212-7954), or simply fill out your easy online application form, and I’ll get back to you shockingly fast.

Contact me HERE

At Huber Mortgage, I offer lower rates, so you can save money on your financing and find the right mortgage fit for your situation.