Investment Properties – Simplifying The Process

At Huber Mortgage, securing better mortgages is our specialty!

When it comes to investment properties, finding the perfect mortgage is the key to a headache-free experience.

The Benefits of Rental Property Ownership

When I purchased my first rental property, I wasn’t sure I was making the right decision. Actually, I was terrified.

After a few months I quickly realized that my study and preparation before purchase had paid off. I had used proven Canadian Real Estate Investment Network techniques, found an up and coming neighbourhood and a solid home, carefully selected tenants, clearly outlined tenant requirements through legal contracts and built in some contingencies for potential but unlikely short-term repairs.

On the financial side of things, the rent was paid on time and the home was well looked after because I had been thorough in my tenant vetting so the property was paying for itself and adding some cash to my bank account each month.

This practice is still the same today. Please see my blog “5 Steps to Ensure Your Rental Property is Cashflow Positive” for details.

At Huber Mortgage, I can help you sort out the pros and cons of buying rental investment properties and outline the best steps forward for you.

Here’s what an investment property mortgage can do for you:

Offer options for fixed and variable-rate mortgages
Provide competitive rates, with a possibility of a small premium from lenders
Allow Loan-to-Value (LTV) of up to 80% for 1-4 unit rental properties
Offer extended amortizations of up to 30 years

Let me help you create a strategy so you make an informed, long-term and financially advantageous decision.

wine country okanagan adobe house refinance mortgage

Flexibility and Savings for Your Better Mortgage

Purchasing or refinancing your investment property up to 80% LTV
Benefiting from competitive interest rates and zero application fees
Enjoying payment flexibility through extended amortization
Receiving expert guidance, step by step, through the entire process

Information is power.

Before embarking on the real estate rental property journey, it’s a good idea to do some homework. It’s not all tumble dryers full of free money.

Understanding best practices, tenant laws and relations, purchase strategy and more is essential for success. It’s also quite interesting and fun…especially if you are a rental property geek.

Contact Huber Mortgage and I can help you find the right resources BEFORE you start your property empire!