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Get Pre-Qualified for a Mortgage in Minutes

Discover your mortgage eligibility quickly and easily. Obtain a fast and straightforward pre-approval.

Save time and gain a clear understanding of the mortgage amount you can comfortably afford.

Enjoy the added benefit of securing your best interest rate for up to 120 days.

This service is completely free and carries no obligation.

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Getting Pre-Qualified Makes Home Buying Easy!

Are you on the hunt for a new home? We’re here to give you the green light.

Obtain a simple pre-approval at the most favourable rate possible. It’s an obvious choice.

If you’re considering purchasing a property, connect with us to pre-qualify for your mortgage. We’ll provide you with valuable insights into the numbers that align with your budget and the neighbourhoods within your reach.

Most importantly, your pre-approval instills confidence in your ability to make realistic (and exciting!) decisions as you embark on your journey to find a home or vacation property.

Why choose Huber Mortgage over your bank?

Because you come first.

I help you save money and alleviate stress.

I prioritize speed.

I collaborate with numerous lenders (over 50), including your own bank, to secure the most flexible mortgage rate and product.

Furthermore, I secure your best rate, based on your qualifications, for up to 120 days, protecting you from sudden rate increases. This way, you can explore various properties knowing that your rate remains secure.

When you find the home of your dreams, I’ll facilitate your full approval and pass on our volume discount, enabling you to save a substantial amount of money.

Interested in discovering how much you can save with our rates?

7 Factors Lenders Consider When Qualifying You For a Mortgage Loan

  • Down payment

  • Your income

  • Your debts

  • Your employment history

  • Your credit history

  • Property value

  • Proof of identity

I’ll help you evaluate and comprehend how lenders view your loan application as well as what they consider essential for a strong application.

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A robust mortgage application will possess the following characteristics:

  • A housing expense ratio (Gross Debt Service or GDS) that does not exceed 39%

  • A debt-to-income ratio (Total Debt Service or TDS) that does not exceed 44%

  • Proof of steady income

  • A good credit standing

  • A house that corresponds to its price in terms of value

  • A down payment amount aligned with the home price

Reach out to us today to get started on your mortgage pre-approval and to discuss your home financing options.

Let us help you achieve your homeownership goals with confidence and peace of mind.

My Commitment

At Huber Mortgage, I’m committed to providing you with exceptional service and support throughout your mortgage journey.

My 10 years of mortgage lending experience and informative team will guide you through the pre-approval and full approval processes, ensuring you understand the requirements and helping you secure the best mortgage terms and rates available.

Start The Pre-Approval Process

Super-Fast Qualification Times

If you’re looking to qualify, it’s crazy-easy to start the process with us.

You can connect via email, text or give me a call 250-212-7954, or simply fill out your easy online application form, and I’ll get back to you shockingly fast.

At Huber Mortgage, I offer lower rates, so you can save money on your financing and find the right mortgage fit for your situation.

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