Your Trusted Partner for Buying Your Next Home

Huber Mortgage understands the importance of speed and efficiency when it comes to your next mortgage.

We’re here to provide you with the knowledge and support you need to save time and money!

Sealing the Deal on your New Home is an Exhilarating Experience!

Next Steps!

With so much to consider, from managing mortgages to making crucial decisions, finding the right mortgage becomes even more crucial.

Your interest rate matters now more than ever, as it can help you achieve your financial dreams and goals.

Are you ready to explore the details of your next mortgage?

If you currently have a mortgage on your primary residence, there are several options to consider for your next purchase. See below!

Depending on your situation and qualifying factors, you may want to think about the following:

Keeping your existing home as a rental property
Selling your current home to move into your next one
Deciding whether to sell your home first or find a new one first
Utilizing your current home equity for your next home purchase
Determining the source of your down payment this time around

Of course, there may be other scenarios that apply to your unique situation, and that’s where we come in. We can help you quickly navigate through these options to develop the best strategy for your next-home mortgage.

Let me help you create a strategy so you make an informed, long-term and financially advantageous decision.

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Here are the five important steps to guide you through your next home purchase:

Talk to Huber Mortgage – I’ll manage any penalties, consider down payment options, closing costs providing you with a clear understanding of your options
Get a Huber Mortgage pre-approval – our fast pre-approval process allows you to determine your budget and search for your home
Begin your home shopping journey – when you found your home I’ll process your full mortgage approval at the best possible rate
Close the deal – Once you receive full mortgage approval, I’ll handle the paperwork in coordination with your real estate agent and legal
Need a trusted real estate agent? – I’ve got you covered. I work with the best agents around!

Huber Mortgage prioritizes efficiency and committed to promptly addressing any questions or steps in the process.

Don’t just take our word for it – check out our glowing 5-star reviews from our satisfied clients.

Down Payment Details

Now, you may wonder how your down payment differs from that of a first-time mortgage.

Depending on your circumstances, you may be utilizing equity from your existing home or the proceeds from its sale to increase your down payment for the next home purchase.

Alternatively, you may still need additional down payment sources, such as personal savings or a monetary gift.

Keep in mind that for home prices below a certain threshold, you may be able to place as little as 5% down.

However, any down payment amount less than 20% will require mortgage default insurance, and we’ll provide you with all the necessary information regarding the associated premiums.