How to Qualify for a Mortgage with 100% Commission income!

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Qualify for a mortgage loan using 100% of your Commission income!!

Is your entire income commission?  Do you have trouble getting your mortgage approved because you write down your income?


With this fantastic lending product, Huber Mortgage will use 100% of your total gross commission to qualify.

If you are a Realtor, Insurance Agent, Financial advisor or broker who is a sole proprietor then this program is a perfect fit.

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Please note that Incorporated Mortgage Brokers, Financial Advisors and Insurance brokers must use the Simplified Program with a 20% expense margin off of gross commission for qualification purposes.

A couple of key notes for this are as follows: 

  1. Can be in business less than 2 years and still qualify under this program
  2. Eligible for all lender self-employed products based upon above qualification
  3. Incorporated Income ratios are 50/55 – ask Huber Mortgage for details

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 Simple Required Income Documents to Qualify your Commission Income:

  • Previous year end commission statement or most recent T4A
  • Year to date/recent commission statement
  • License or employment letter

In closing

Please reach out to Huber Mortgage to understand the ins and outs of this fantastic lending program for self-employed commission income earners.

WORRIED ABOUT INTEREST RATES?? – Click HERE to learn 5 Reasons NOT to Freak Out Over Mortgage Interest Rates



PS – One of my hobbies is blogging about mortgages, debt and government policy.  During the day I’m a MORTGAGE BROKER in Kelowna, BC!

Check out the Huber Mortgage Home Buyers Guide HERE

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