Save Thousands On Your Home Purchase

Transcribed from the Michal Sluka / Michael Huber YouTube Video – see below for written, condensed version.

1) Hire a Professional Realtor

  • Will advise you on pricing and value in your desired area

  • Compare your purchase with comparable recent purchases on the MLS system, ensuring you will not overpay.

2) Hire A Professional Mortgage Broker

  • Seek out all available options in the lending world

  • Find mortgage financing that fits your income and life situation perfectly

3) Home Inspection

  • Ensure you understand the physical state of the property you are purchasing

  • Use the report to re-negotiate purchase price if you find deficiencies that will immediately cost you money.

4) Mortgage Pre-Approval

  • After analyzing your finance situation, your mortgage broker will be able to provide you with a pre-approval/interest rate hold

  • Use this mortgage pre-approval document when you make an offer to purchase to improve your negotiating position, showing the seller that you are prepared financially to buy the home.

  • Bank account statement showing deposit of funds into purchaser’s bank account

Thank you very much for reading.  Please share 🙂

One of my hobbies is blogging about mortgages, debt and government policy.  During the day I’m a MORTGAGE BROKER in Kelowna, BC!

To learn more about the Okanagan 2020 Economic Forecast, CLICK HERE.

Learn more by reading this informative article from The Balance.

Check out the Huber Mortgage Home Buyers Guide HERE



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